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Individual Services

Beyond Fiduciary to Treat You Like Family

We educate clients in retirement, investment, and insurance planning to build financial stability. Our personalized approach blends money management and comprehensive solutions to pursue your goals.

Financial Planning

Our financial planning services encompass a wide range of activities aimed at helping you achieve your financial goals. We start by taking a complete look at your current financial state, including your income, expenses, debt, investments, and insurance coverage. This information is then used to create a plan tailored to your unique values, goals, and aspirations. The goal of the plan is to help you attain your desired lifestyle and provide a roadmap to financial stability and security. Financial planning is not a one-time event but a lifelong journey, and that's why we offer ongoing support. Whether you're just starting out on your financial journey or looking to fine-tune your existing plan, we're here to help.

Investment Management

With our guidance, you can build a well-diversified portfolio of investments that align with your risk tolerance and investment goals. We will continually monitor your investments and make adjustments as needed to ensure you stay on track towards achieving your financial aspirations. Investment management is an effective way to build and grow your wealth over time, and it is a valuable tool for achieving financial security. We keep our communication open and honest so you know what's happening with your investments at all times. 

Insurance & Protection

Protecting what's important to you is a top priority. Our insurance planning services can help safeguard you, your loved ones, and your hard-earned assets from life's uncertainties. We will evaluate your risk exposure and recommend the best coverage options to ensure financial security in the event of unfortunate events. We provide insurance planning for various types, including term, universal life, whole life, long-term care, disability, and more. Contact us to secure the right coverage for you and your family.

Tax Solutions

Our goal is to help you retain as much of your hard-earned income as possible through our tax planning services. Our experienced advisors will assess your financial situation and identify opportunities for additional tax savings. By developing a tailored strategy, we'll ensure that you take advantage of all the tax benefits available to you. Our collaboration with your tax preparer will ensure that your tax plans are executed correctly. As your situation evolves and tax laws change, we'll periodically review and adjust your tax strategy to ensure maximum savings. We will help you keep more of what you earn through effective tax planning.

Wealth Management

Effective wealth management strategies depend on various factors such as life stage, goals, market performance, etc. Growing your assets while protecting your principle can be a daunting task, but not for us. At our firm, we specialize in helping clients manage their wealth with confidence. Trust us to provide clear advice, consistent communication, and proven strategies for pursuing your desired lifestyle. Whether you're financially savvy or not, we've got you covered. 

Estate Planning

Estate planning is a crucial aspect of your comprehensive financial plan. It benefits you, your family, and your legacy.We will work with your legal representative to guide you through the planning process, answering all your questions and ensuring you have the best plan possible. We also review and update existing plans to keep them aligned with your current circumstances. Partner with us to preserve your legacy and safeguard your loved ones from unnecessary financial and administrative stress. Let us help you plan your estate with confidence.

College Planning

Our education planning services are here to help families overcome the challenges of paying for higher education. Navigating the cost of higher education can be difficult, but the opportunities it presents are immeasurable. We will assist you in projecting expenses, setting goals, and selecting the most suitable savings and investment strategies, including 529 college savings plans. Trust us to help secure a brighter future for the next generation through higher education. Get in touch with us today to begin planning.

Our Approach

We offer personalized individual and business services to educate you on how to best meet your financial goals.

Our Approach

About Us

We’re a family business and we treat our clients the same. Come see what it’s like to join the Cramer family.

About the Firm

Contact Us

Get in touch with Cramer Capital Management and let us help you pursue your financial goals.

Contact Us Today