Blog
The Most Important Business Plan Most Owners Haven't Written
Exit planning is more than retirement—it's a vital business strategy. Using the CEPA framework, owners can build long-term value, reduce dependency, and connect personal, financial, and business goals for a successful transition.
Read More
A Packed Room, a Packed Agenda: Reflections on Our Semi Annual Economic Luncheon
Bruce Cramer shares key insights from Cramer Capital Management's Economic Luncheon in Kansas City, covering Victoria Fernandez’s market outlook alongside expert discussions on eldercare, preventive health, and community impact.
Read More
Cramer Capital Management Becomes First Sponsor of Smithville Warriors Speech & Debate
Cramer Capital Management is now the first official sponsor of the Smithville Warriors Speech & Debate program. Inspired by former intern Bobby Primeau, the firm is investing in the future leaders of the Kansas City community.
Read More
A Quick Checklist: Five Ways to Protect the Value of Your Retirement Plan
Protect your retirement plan from rising costs and market shifts. Use this 5-step checklist to account for inflation, ignore short-term volatility, manage family expenses, anticipate healthcare costs, and fully coordinate your accounts.
Read MoreFrom Saving to Spending: Why Decumulation Deserves Your Attention
Saving for retirement gets a lot of attention. Spending those savings carefully can be just as important, yet it remains one of the least understood parts of financial planning. A recent survey found that only 31% of Americans ages 45...
Read MoreShow All
New Rules Just Made Grandparent 529s a Smarter Move
New rules have made grandparent-owned 529 plans a smarter move. Distributions no longer count as student income on the FAFSA, eliminating previous financial aid penalties and allowing grandparents to contribute heavily without worry.
Read More
Why Law Enforcement Retirement Is Different — And Why Your Advisor Should Be Too
Law enforcement retirement has a unique financial architecture. From KCPERS pension nuances and tax-free early 457(b) access to massive healthcare gaps, see why you need a specialized strategy for your law enforcement career.
Read More
Investing in What Matters Most — The Future of Smithville’s Youth
Cramer Capital Management strengthens the Smithville community through its local internship program. Highlighting their success, former intern Lindsay Peters officially rejoins the firm as a finance graduate on June 1, 2026.
Read MoreStaying the Course: How to Navigate Market Volatility Without Derailing Your Long-Term Goals
Market volatility is unsettling, but emotional reactions can derail long-term returns. Investors who stay the course — guided by a sound asset allocation plan — consistently fare better than those who try to time the market.
Read More
Beyond the Balance Sheet: Why Community Advocacy Matters
At Cramer Capital Management, we believe wealth is built on community safety. Discover how Dawn Cramer’s 10-year advocacy on the Clay County Domestic Violence Board helps provide the security and peace of mind our neighbors deserve.
Read MoreA Vision for Growth — Bruce Cramer Named EDC Chair-Elect
Bruce Cramer has been named Chair-Elect of the Clay County Economic Development Council for 2026-2027. We are proud to support his leadership in driving regional growth and innovation for the Northland business community.
Read MoreRoom to Grow; Space to Thrive: Leading the Charge for Health Equity
Bruce Cramer is leading the LevelUp Kids "Growth Campaign" as Chair. Join us in supporting "Room to Grow; Space to Thrive," a mission to build a new permanent home for free dental and vision care for underserved Northland children.
Read More
Build Smart and Sustainable Money Habits Today
While many believe a higher income is the primary key to wealth, true financial success is built on consistent, sustainable habits.
Read MoreSemi-Annual Luncheon Recap: Community, Collaboration, and Forward Thinking in Kansas City
On January 29, 2026, I had the privilege of hosting and participating in our Semi-Annual Luncheon in Kansas City, a city that continues to impress with its innovation, resilience, and community spirit. The gathering brought together a...
Read More